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Accessible Credit Reports
On February 12, 2013 a New York Times editorial noted that one in five consumers have confirmed errors in their credit reports. The news came from a detailed report issued in December, 2012 by the United States Federal Trade Commission and is a timely reminder about the need for everyone to check their credit reports. As a result of Structured Negotiations, free credit reports are available in Braille, Large Print, Audio CD and online in an accessible format. An accessible credit report is only a click or a phone call away. Here is the information you need to order one today.
The three major credit reporting companies in the United States have been making free credit reports accessible for almost two years. As the holiday season approaches it is a great time to review your report — in Braille, Large Print or audio format, or on the web in an accessible on-line format. Every United States citizen is entitled to one free report every twelve months from each of the three companies: Equifax, Experian and Trans Union. The three reports can be requested at the same time, or at different times over a twelve month period. This post has details about how to request free accessible credit reports.
Effective December 17, 2008, people who are blind or visually impaired can obtain their free annual credit reports in accessible formats. As a result of an agreement signed earlier this year by the American Council of the Blind, the California Council of the Blind, and others, credit reports are now available in an accessible format on-line. Reports in Braille, Large Print and Audio formats can also be ordered by phone. In this post, you can read about how to obtain accessible reports on-line and how to order Braille, Large Print and audio reports by telephone. There is also information about the Accessible Credit Report settlement agreement.
National Credit Reporting Companies, Blind Community, Announce Landmark Initiative to Provide Accessible Online Credit Reports
Braille and Other Formats also to be Made Available
Washington, D.C. (April 23, 2008) – The nation’s three major consumer credit reporting companies today unveiled a comprehensive program to provide improved access to important credit information for people who are blind or visually impaired. The initiative, crafted with the American Council of the Blind, its California affiliate and several individual members of the blind community, will help protect the credit information of individuals who cannot read a standard print credit report.
The accessible credit reports agreement was negotiated by Lainey Feingold and Linda Dardarian on behalf of the American Council of the Blind, the California Council of the Blind and blind individuals Paul Parravano, Lucy Greco and Lori Gray. In the Agreement, Equifax, Experian and TransUnion agreed to provide credit reports that are accessible to people who are blind and visually impaired. On-line reports will meet standards established by the Web Accessibility Initiative of the World Wide Web Consortium, and credit reports will be made available in Braille, Large Print, and on audio CD.